When searching for dental care, understanding your insurance coverage is essential. One common question is whether you can see a dentist outside or "out of network" with your insurance provider, such as Ameritas. Out-of-network providers are dentists who have not contracted with your insurance company to provide services at a discounted rate. As a result, using out-of-network providers may affect your financial responsibility for dental care.
Whether you can see a dentist out of network with Ameritas depends on your specific insurance plan. Some plans may allow you to use out-of-network providers, while others may restrict you to in-network providers. If your plan does allow out-of-network coverage, you may be responsible for a higher percentage of the cost of services. You may also have to pay the dentist directly and then submit a claim to Ameritas for reimbursement. It is important to check with Ameritas and your specific dental plan to determine your coverage and financial responsibility.
